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TIME, a Crump company, is the planning and insurance consultant to financial advisor firms throughout the United States. TIME brings expertise in estate and tax planning, business planning, charitable planning, and life insurance to the clients of financial advisors. This partnership allows financial advisors to provide a comprehensive process to their clients without losing focus on their own area of specialty. TIME provides advisors with a single resource for all of their planning and insurance needs. We support the comprehensive planning process by providing related carrier and industry marketing materials to help advisors understand complex planning elements

TIME hold contracts with many of the largest, most respected life insurance companies offering the most competitive, secure and innovative products on the market today so that financial advisors can provide the most suitable insurance products to their clients. We are constantly surveying the market to assure the advisors we serve have access to the full range of products, offered by carriers of the highest ratings and financial status. 

At TIME, we’ve assembled some of the most knowledgeable and talented professionals in the industry. They understand the business and are ready to provide financial professionals and their clients with the analysis and objective guidance necessary to make appropriate decisions regarding wealth transfer, retirement and business issues. 

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EXECUTIVE MANAGEMENT TEAM

Scott Congiu

Senior Vice President, Sales

636.536.0727

Scott Congiu

Senior Vice President, Sales

In addition to direct management of one-third of TIME’s sales professionals, Scott has responsibility for all national outreach efforts, including coordination with carriers and client firms, as well as TIME’s external sales and outreach support.

David Peters

Vice President, Strategic Development

434.363.8215

David Peters

Vice President, Strategic Development

David Peters is responsible for developing and maintaining strategic partnerships with TIME’s client firms, including business development and account management. His role also includes maintaining effective business relationships with TIME’s primary insurance carriers.

Phil Lukins

Vice President, Sales

818.444.1304

Phil Lukins

Vice President, Sales

Phil Lukins joined TIME in 2012 as Vice President of Sales with over 25 years of experiencing working in the financial services industry. He works closely with TIME regional specialists in the west to maximize their opportunities and effectiveness. Phil continues to work on expanding TIME’s relationships with existing partner firms and build new relationships.

Michael Goodyear

Vice President, Operations

818.444.1302

Michael Goodyear

Vice President, Operations